Saturday, March 28, 2020 Whether you need to get a commercial vehicle policy will depend on your vehicle type and usage. We’ll discuss different scenarios where you need a commercial policy and when a personal policy would suffice. If you any of these things apply to you, you need a commercial auto policy: READ MORE >>
Tuesday, February 25, 2020 There is no law that mandates that you have to keep homeowner’s insurance, there are no criminal penalties of fines by failing to get home insurance. The risk is entirely private. However, if you still owe money on the house (mortgage or home equity loan), you are required by the financial institution to keep your home insured. READ MORE >>
Wednesday, February 12, 2020So, you found an apartment you like, and you want to move in soon, but that landlord is asking you to provide proof of renters insurance before you can move in. Why do I need renters insurance, you might ask yourself? Why is this required? READ MORE >>
Monday, January 13, 2020A good time to start reviewing your auto insurance is after you’ve had your policy for at least six months. At this point you qualify for a prior insurance discount which can be up to 20% reduction. Ask your insurance agent or your company to see if they can offer you better rates at that time. READ MORE >>
Tuesday, December 17, 2019 In the unfortunate event that you are involved in a car accident, try to stay calm and check your occupants for any injuries or occupants of the other vehicle: If possible, contact the emergency services immediately. Police to secure the accident scene and ambulance to take any injured persons to the hospital. READ MORE >>
Wednesday, December 4, 2019 As the name implies, hit & run accident is when another vehicle is responsible for the accident, but instead of exchanging insurance information with you, they decide to take off to avoid being responsible and paying for the damage to your car. READ MORE >>
Wednesday, November 27, 2019 Many parents are asking themselves if their children are insured on their policy even if they are not listed as drivers on their insurance. Well, it depends. Some states allow insurance companies to exclude household residents of driving age and Missouri is one of them. READ MORE >>
Tuesday, November 26, 2019Renting a car is old hat to some people. They may travel for work or for pleasure on a monthly basis and have a system worked out that they don't need to break. But not everyone is familiar with the process, and it's common to question whether to spend the money on additional auto insurance for a rental car. READ MORE >>
Thursday, November 21, 2019Home insurance comes in a wide variety of forms, which can quickly confuse a person if they're not familiar with the lingo of their carrier. If you're interested in getting as much coverage as possible, then comprehensive might sound like the best bet for you. READ MORE >>
Tuesday, November 19, 2019If you want to start a small business, you should not be afraid to take a few risks. In many cases, taking a risk is the only way that you can truly achieve success. However, this doesn't mean that you should take risks for no reason. In fact, it is smart to reduce risks wherever and however possible. READ MORE >>
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